Understanding the Debt-to-Income Ratio – How it Impacts FHA & Conventional Loan Approvals
Mortgage qualification is based on the following intrinsic underwriting questions – Will the borrower repay the mortgage debt? — This answer is revealed by reviewing
10 Things to Consider when Buying a Home in San Diego
San Diego, known as America’s Finest City, is a coastal city along the Southern Californian Pacific Ocean Coast. The narrative that follows features relevant considerations
The Own vs. Rent Debate – How Much Home Can You Purchase for $1.5K/$2K/$3K/$5K a month?
The Own vs. Rent discussion has been heavily debated for many decades. There are several meaningful ways to evaluate the ‘own vs. rent comparison’ for
4 Reasons Why a Real Estate Agent Should Sell Your Home
Back in the 1980s, when the super information highway interconnected intelligence from across the globe, no one could truly predict its remarkable growth and overwhelming
The Difference Between a Fixed Rate Loan vs. An Adjustable Rate Loan
You’re about to purchase your first home, but first your mortgage lender wants to know: fixed rate mortgage or adjustable rate mortgage? Both loan products
How Does Refinancing Work & Why You Should Refinance Your Mortgage
When purchasing a home, most buyers need the help of a mortgage to complete the transaction. The mortgage used to buy real estate is called
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