The mere mention of a mortgage is a bit daunting, even to those who have previously experienced the process. Luckily, borrowers don’t have to walk
Congratulations, you have outmaneuvered other buyers with a bit of fancy footwork (and luck) and have an accepted offer. Those new to the real estate
Setting a realistic budget is essential to financially preparing for homeownership. It begins by evaluating your current budget and your level of comfort with your
The mortgage application process follows the same basic procedures for every borrower. Underwriters make a credit decision based on an analysis of several factors, which
Mortgage refinancing has become front-page news as the real estate market bucked conventional wisdom and outperformed all expectations during 2020. And while refinancing to a
With mortgage interest rates hovering at or near historic lows, many senior or retired homeowners are taking advantage of these incredibly low rates- To buy
For the past five decades, mortgage interest rates have fluctuated from historic lows (3.40% as of 3/20/2021, which is not even its lowest level) to
Benefits of homeownership include very real tax benefits provided by the Internal Revenue Service (IRS). These tax benefits offer tax deductions that reduce a homeowner’s
Welcome to 2021, a year that follows the year real estate took on the coronavirus and came out victorious! But, despite watching real estate flex
Patrick Cain (Broker):
DRE# 01218741
NMLS# 307890
Morgan Home Funding Corporation.
8996 Miramar Rd, Ste 230,
San Diego, California 92126
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