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How to Get Approved

Wondering how it all works? Here are a few of the criteria we take into account.

Down Payment

Your down payment is your first stake in your new home.

Credit Score

The better your score, the more likely you are to get a great interest rate.

Employment History

A steady work history tells us how well you’ll be able to meet your mortgage.

Dept-to-Income Ratio

Ratio helps us determine how much mortgage you can afford.

Morgan Money Loans

The Morgan Home Funding Loans lets you borrow up to 100% of the value of your home, including the mortgage balance, and is eligible for the guarantee.

With financing up to 100% you could:
  • Consolidate your credit card debt*
  • Take out cash
  • Lower your monthly payments an average of $640 per month, $7,680 per year

What customers say about Morgan Home Funding

Thanks Morgan Home Funding! Lonny Cain was my point of contact and I can safely say he’s a stand up guy. He made it very clear and easy for me to understand the refinancing process. Highly knowledgeable and honest! What more could you ask for?

Samuel L.

If there are 10 stars. I will give it to Travis and his team. Travis fast paces had helped us regain the house in 12 days from Wells Fargo Bank worsed process. Wells Fargo Bank took us more than 30 days without any progress. Thank you very much for your help, Travis.

Hank N.

Get in Touch

With Us

Our Loan Officers can answer all your questions and walk you through your mortgage options.